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Role of the CalPERS Loan Officer

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Any person that works as a Certified CalPERS loan officer has completed in-depth training so members are provided the best service, greatest loan options, and lowest interest rates possible. Therefore, anyone originating a PERS loan has undergone simple and easy advanced training services so members are supplied with marked savings and protection when buying a new home or refinancing a pre-existing home. - calpers home loans

This means that a CalPERS loan officer cannot offer people loans under the program until all required training and workshops happen to be completed and passed. The huge benefits are tremendous, providing a new and innovative revenue stream for that lender but the most engaging mortgage loans to the borrower, so everyone wins.

Each CalPERS L.O. completes a standard training services course, plus an advanced training course. In the completion, this person need to take a knowledge test and if passed, they would become a certified loan officer for CalPERS. Among advantages is that the CalPERS loan officer would be able to receive loan referrals directly from CitiMortgage. However, the they have to meet a specific degree of production for each quarter and finish new certification annually.

To the borrower working with a CalPERS loan officer, this can be great news. The borrower will be provided with professional services from your motivated lender. Therefore, the L.O. quickly scans the blogosphere and searches for the top loans and lowest rates of interest available rather than purchasing something subpar. Because of this, members are provided with a cohesive list of loan options, many with low down payments.

In addition, the CalPERS program sets rates daily and limits the fees which can be charged, so you need not worry about getting the lowest price. Borrowers have the opportunity to check out a loan officer's record, and after that choose the professional depending on level and a higher level service history.